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padraig1
Your Age:36
How long have your been on file with the CRA’s? 10 Years

Credit Scores: Please note FAKO scores are useless
Equifax? 700
Experian? 641
TransUnion? 656

Your Credit:
Rate your OVER ALL credit from 1-10 (10=BEST) 5.5
Rate your installment Credit from 1-10:10
Rate your revolving Credit from 1-10: 7

Public Records?
If yes, please describe:none

Auto Loans:
Do you have an open auto loan? yes
How many auto loans are presently open? 1
Are you trading in your open auto loan? yes
Are there late pays on your CURRENT auto loan? no
If yes, please list the time frame.
The number of 30 days late in the previous 12 months
The number of 30 days late in the previous 13 to 24 months
The number of 60 days late in the previous 12 months
The number of 60 days late in the previous 13 to 24 months
Current open auto loan is financed with? Marquette
Current open auto loan payment? 460.00
Estimated amount you may be upside down in this vehicle? $4000.00
Rate this open auto loan from 1-10. 10

Credit Cards:
Total number of revolving accounts: 3
Percent utilization overall:20%

Your Info:
Total Provable MONTHLY GROSS income:6000.00
Provable via computerized paystubs or what method: Pay Stubs

Your Downpayment in CASH: 0
Rebates not considered; Trade Equity not considered; cash only.
Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.

New or Used Vehicle:New
Please describe desired vehicle: 2005 Jeep Cheroke
MarvBear
hopefully the 2005 Jeep product has enough rebates to offset your negative equity.
padraig1
Thanks Marv!....

What Type of Interest Rate do you think I would get?
MarvBear
depends on your score at time of application and/or the lenders internal score card.
padraig1
The Fico scores that I have posted are from 5-4-05..would these be considered prime or subprime?

Equifax 700
Experian 641
TransUnion 656
MarvBear
auto enhances score below 620 are usually subprime category.
padraig1
thanks again for your help smile.gif
UptownGirl
you have 6K/month in income and you cant put money down on it???


QUOTE(padraig1 @ May 6 2005, 11:35 AM)
Your Age:36
How long have your been on file with the CRA’s? 10 Years

Credit Scores: Please note FAKO scores are useless
Equifax? 700
Experian? 641
TransUnion? 656

Your Credit:
Rate your OVER ALL credit  from 1-10 (10=BEST) 5.5
Rate your installment Credit from 1-10:10
Rate your revolving Credit from 1-10: 7

Public Records?
If yes, please describe:none

Auto Loans:
Do you have an open auto loan? yes
How many  auto loans are presently open? 1
Are you trading in your open  auto loan? yes
Are there late pays on your CURRENT auto loan? no
If yes, please list the time frame.
The number of 30 days late in the previous 12 months
The number of 30 days late in the previous 13 to 24 months
The number of 60 days late in the previous 12 months
The number of 60 days late in the previous 13 to 24 months
Current open auto loan is financed with? Marquette
Current open auto loan payment? 460.00
Estimated amount you may be upside down in this vehicle? $4000.00
Rate this open auto loan from 1-10. 10

Credit Cards:
Total number of revolving accounts: 3
Percent utilization overall:20%

Your Info:
Total Provable MONTHLY GROSS income:6000.00
Provable via computerized paystubs or what method: Pay Stubs

Your Downpayment in CASH: 0
Rebates not considered; Trade Equity not considered; cash only.
Please use a monetary value.  Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day.  Cut to the chase please.

New or Used Vehicle:New
Please describe desired vehicle: 2005 Jeep Cheroke
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