I've been on vacation for a while (well needed I might add!) and got home to find yet another attempt to collect a debt from this scummy attorney.

First demand is dated January 29, 2005. I sent out a DV, got the green card back on February 11th, 2005 and received the second demand letter dated March 3rd, 2005.

Now I am still new to all this but he just violated didn't he?????

What is my next step? Second DV? BTW, this alleged debt is NOT on any CR. And we really have no idea where it came from or what this dude is talking about.

Also, after a little research and help from someone here (can't remember who but THANKS) I found out that his law license was suspended a while back and he has more than one addresses. Someone on this board lives in Princeton and says he could not find mr. Hecker!

Letter reads:

Dear my dh,

This office represents the above named client VC GLOBAL INC who has placed the above styled matter or collection. This is a second demand for full payment because you have had ample time to pay your creditor. You have failed to respond to our first letter. Sometimes we can arrange installment payments but you must contact this office for arrangements.

NOTICE OF IMPORTANT RIGHTS

UNLESS YOU THE CONSUMER WITHIN THIRTY DAYS AFTER RECEIPT OF THIS NOTICE DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF THE DEBT WILL BE ASSUMED VALID. BLAH BLAH WE WILL SEND YOU VERIFICTION IF YOU SEND US A WRITTEN REQUEST.

Please contact this office at 800-884-0860

signed
Attorney at Law

This is an attempt to collect a debt blah blah blah.



Thank you for any insight!

DV #2. I'd also include a sentence or two letting him know he's violating the FDCPA with the continued collection attempts.

Thanks a lot...that was my plan, but I would much rather get confirmation before I take action!

Thank you very much!

I wouldn't mention violations just yet, I would keep feeding them the rope before you pull the floor out from under them.

I'm the "Princeton Guy" you spoke of...and guess what. I'm pretty sure that the College Rd. address is a mail drop....don't you love it! I think I'll take a drive tomorrow and let you know what I find....but pretty sure.

cross linking to original thread:
http://creditboards.com/forums/index.php?s...opic=77645&st=0

Yes Frisbee -- YOU're the PRINCETON guy!!!! Thanks!
The green card had a name that looks like Joseph Tnok (something like that...who knows!) So what do I do if it is a drop box???? They're not reporting to any of the CRA, matter of fact, the OC that this lawyer claims is the one who sold him the debt is a + TL on DH's CR!!!!

Thanks again!

Positive t/l, dishonored lawyer, continued collection activity w/o validation...looks like you won the trifecta!

It is meaningless IF it is a drop box, just means that's why I can't find him in the phonebook. I will definately take a drive over there tomorrow. Leads me to believe that he is the slime the NJ courts already found of guilty of.

Nail this guy. Send out another d/v. Do a 1-2 punch. Call the Marines....just get him.

I'll post what's at that address tomorrow....I'm assuming the address in your first post on College Rd. is correct...yes?

Yup that is the only address I have for him......what an A$$! Thanks so much for you continued assistance...LOL! I truly appreciate it. I am looking forward to playing with this new little friend of mine!

They should know not to send a woman with PMS such letters! What was he thinking.....?

Thanks again -- I'm looking forward to hearing from you tomorrow!!!

All Righttty...ROAD TRIP!!! I think I'll send you a picture of what I find there. I really hope it's NOT a lawyer's office!

teeheehee......this is gonna be FUN!!!! Thank you soooooooooooo much!

Subscribing.

It would be funny if it was a Subway franchise or a Mailboxes etc. LOL

Hecker was suspended from practice for 6 months for failing to supervise an employee.
Seems an employee of his stole from a trust......


Details HERE about 1/3 of the way in-

Is it just me or does this smell like a Lenahan law firm?

Thanks all for your info everyone.

Frisbee, did you happen to drive by that address?????

Thanks!

Didn't forget you. Haven't been able to go over there. Will try very hard to get there tomorrow and report back to you what I find.

Thanks Frisbee...take your time, I don't wanna be a pain!

Could you do me a favor and take a look at this:

http://creditboards.com/forums/index.php?showtopic=85556

What is your opinion...good letter OR baaaad letter? I haven't received any responses so I am clueless once again!

Thanks a lot!

Drove over yesterday. It is a four story office building. Unfortunately, it was closed and locked up. It's not a very large building, and I can't figure how there would be a Suite 1800, but I'll find out tomorrow when I go back.

As far as the letter: I like it, but I'm the a letter expert. Wait for more advice.

Thanks a lot...yeah, by having a suite 1800 it sounds kinda big, huh! No signs for his "law office" or anything??? Guess they really don't want you to know they're there. I appreciate your help very much!

As far as the letter goes, I don't quite have that confidence to send it without prior approval from the board! So I'll wait for some more advice -- hopefully I get some help soon!

Thanks again.

BTW, HAPPY SPRING DAY EVERYONE!

Signage is kept to a minimum here in lala land. The info I needed would have been in the lobby, but it was locked. This is a very upscale address kind of place with lots of grass and deer...love the deer. Signs...not so much!!!! It is more like a huge lovely campus then an industrial park. I don't think any bulding is taller then 4 stories.

The companies using this area tend to be large Fortune 500 companies who keep a smaller "local" office here. This is not usually a place where small one man offices would be. High rent area.

Your "jerk" comes up in all the seaches I do, in Toms River. I really think the Princeton addy is a mail drop.

He also lists everywhere as a personal injury lawyer.......?

You're probably right about the mail drop! Do you think the next letter should be sent to this address in Toms River???

Only send it to the address he notified you about. Also, thinking about the letter. Someone here already posted not to get too smart with him, just keep it simple. I tend to agree, especially since this is a "lawyer". Just d/v him, "sorry not enough info" type of letter. What you want, is for a judge, to look at all your attempts to figure this out as an unsophisicated consumer. This guy probably can't even touch you in Ohio (Ohio, correct?). He's probably looking for a few easy bucks and if you become a nightmare, he'll probably just move on...anyway, I hope that for you.

Also: are you in SOL?

One more thing: YEAH!!!! SPRING!!!! Putting away the snowblower for sure!!!

The thing about the alleged debt is this: The OC, according to Hecker, is CITI but Hecker's client is a CA who I have never heard off (VC GLOBAL INC.)

CITI reports as a good "PAID OR PAYING AS AGREED" TL on TU(date opened 10/1990). This CC doesn't report on any one of the other two CRA's. DH doesn't even know about EVER having this CC. What I'm thinking is that DH's parents added him as an AU since that is what it says on TU. But I don't think these are the same accounts.

On EQ, the only mention of CITI is UNIFUND (who I know is a bunch of dirtbags!!!) collecting (I've never received anything from UNIFUND and I haven't tackled them yet) Hecker doesn't report; only Unifund and only on EQ.

But we have NO CLUE WHERE THIS ACCOUNT/COLLECTION CAME FROM! I don't know anything about it, date opened, who opened it, who used it, when it went past due, NOTHING! So I also don't know where we are as far as SOL goes???!

So I know I have to DV Unifund soon, and not-mine to EQ. Do you think just standard DV #2 to Hecker but mention that he is in receipt of my first letter and still continuing collection without validating?

bump for letter writers

Well, there is no Suite 1800. However, the ground floor is 1000 the second floor is 2000, etc. The last ground floor addy is Suite 1700. That Suite is a legal firm...but a large national one and one that practices Workers Comp. cases. http://www.atblaw.net/index.cfm

All I can figure is that your friend has somebody picking up his mail there. In the long run, this all means nothing, except that he's hiding. Maybe you want to call the law firm referenced above and ask for your jerk.

Nobody in the building lobby knew what I was talking about. Wonder how the CMRRR got signed for there.

Very interesting, Frisbee! Thanks a bunch -- I owe you some brownies...hehehe!

So I am guessing that I need to just DV the man again, and if he sends me a third demand letter I will send a snotty letter...! Still didn't really get any responses as far as my letter so I'm still trying.

Thanks again! I appreciate it.

You are very welcome. I'm wondering: is it possible to CMRRR BUT to have ONLY the receipt (Hecker) sign? That should be interesting.

Yeah, maybe I should try that....see what happens! I bet it comes right back to me!

And BTW, I just called Suite 1700 and they have never heard of a Laurence Hecker! SHOCK!

With a name like Laurence A Hecker, the guy sounds like he should be doing vaudeville. If I had to talk to him in person, it would be hard to keep a straight face.

LOL -- tell me about it!!!! I just called the office of the address he is making me send all the correspondence to, and had to ask for him, and managed to keep the straight face! hehehe.

Frisbee, you seriously rock!!!!

You Called? This is getting more and more weird. Who the heck is accepting his mail there? Nobody I spoke with in the lobby (ground floor where the 1000 number suites are btw) knew of him. All I can tell you is that address is very high rent district. Not someplace a CA would be renting. Weird.

Another thought: There is no order to the Suite numbers. What I mean is that apparently you could ask for the number 1000, or 1200 or whatever. There are only a very, very few offices in there. The numbers were random, except that Suite 1000 indicated ground floor, 2000 was second floor etc up to 4th floor. But there was no 1001, 1002, etc...very random. Suite 1100 was next to Suite 1700. Even my dd commented on how "confusing" the numbers were.

This is so weird! Wait, stop...just remembered, the most floor space on the ground floor was the managing agency I believe Aegis. That is the major reason that there were so few other offices there. Could they be accepting bogus mail?
hmmmmm

Laurence A. Hecker
Law Firm: Laurence A. Hecker P. A.
109 Division Street, Toms River, N.J.
Toms River, NJ 08753

Phone This Attorney: (732) 244-5684

thanks Caramel, we already had that though. Dear Mr. Attorney was also santioned for 6 months for all kinds of misdeeds. His assistant apparently went to jail and get this, when the assistant got out....you got it, Mr. Attorney rehired him, even though the crimes were committed in the Attorneys office and had to do with client money. Nice huh?

If an attorney here wanted a "nice" zip code, it would be Princeton. Something is going on here...and it's not legit from what I found out.

And the plot thickens!!!!

Yes Caramel -- is he not fantastic!!!!

Frisbee -- Yeah, the lady who answered the phone said that there is no such a person working at their firm, she has never heard the name.
And if I could actually read the name on the green card I could ask for that person maybe. I can make out Joseph but the last name I can't figure out.

Something has to be going on with the mail being sent there...? What kinda place is Toms River? Might the address be why he is using a different address?

The post mark on the envelope he sent me says "KILMER P&DC NJ 088" I don't know anything about post marks but maybe it makes sense to someone else????

I smell fish?!

Oh my gosh, this is crazy! Good luck, he sounds like a nutcase!

From USPS website:

"When you want your mail to reach a specific recipient, use Restricted Delivery.

Sometimes, you might have private or highly classified documents that you require to be seen only by the addressee. Restricted Delivery ensures that your mail is only delivered to the person you specify, or to the person authorized in writing to sign for intended recipient. Mail for minors or persons under guardianship may be delivered to their parents or guardians."

That may be a thing to do if you still want to pursue it.

Well, actually you DO smell fish!!! Toms River is about 45 minutes from here. It's down at "the shore"...we don't say beach here (that's NY..we say Shore lol). Toms River is, how can I say this, more fun, carnival like.

Princeton is just the way you picture it. It is very old, historic and a University Town, although the Princeton Univ is dead center of town and a very quiet like college...Princeton is very, very serious. It's old money.

It's dead center between Philadelphia and NYC. That makes living here very, very expensive and very, very attractive to commuters with "new money".

The businesses here are pharaceutical (spelling, sorry). Building is not encouraged and when it is, it's under a lot of particular codes. Toms River would be different. Basically you live in Princeton if you are lucky, you play in Toms River.

Hope nobody here is upset by my thoughts here. I love the Shore!!!!

Fishy Fanny? ROFLMAO (That is a quote from an infamous-thrice-banned CB member)

The letter head says: LAW OFFICES OF LAURENCE A HECKER. At the bottom of the letter there is no name... just a scribble off a signature that "looks" like it starts with an "L" and off course the all important ATTORNEY AT LAW!

So do I just assume that this is from Hecker himself and do what sparklediamant suggested: restricted delivery? See if it comes back to me?

http://www.usps.com/communications/news/se...y/trentonnj.htm

Scroll down...Kilmer means Post Office In Edison. Edison is 15 minutes north of here. I happen to KNOW all Princeton mail goes through Trenton...anyone remember the anthrax scare of 2001...Trenton.

I just did a Restricted Delivery to the Prez of a CA, and the gent at the Post Office told me that there are instances where another authorized person of the CA may be signing for the doc. Sure enough, that's what happened. Or, might this storefront law "firm" have a Registered Agent?

Something just isn't right....that suite number doesn't even exist so someone in that building must be accepting the mail for my friend. I don't know how to figure it out though.....we'll see what happens with him!

Thanks!

You are probably right.

Someone is accepting mail for him. That is FRAUD.

Simple proof that this guy really is a scum bag so I will just sit back now and laugh laugh laugh!!!
And to think, I nearly DIED when I received that first letter! "OMG A LAWYER IS AFTER US!!!!"

Hey Frisbee....any new info on that address?????

I'm getting ready to send out the second dv to him; I'm sending it to this same address on College Road. Who knows what'll happen? We shall see. This time I'm only giving him 15 days though, right?

Do you guys think I should send it to ONLY mr Hecker via restricted delivery and see what happens or just play dumb and do it like I did DV #1?????

Thanks!

This thread cracks me up.

Ha! Just because someone is an attorney doesn't mean they uphold the law. Just means they are more versed in loopholes to get around the law. If "Mr." (and I use that term loosely) Hecker is in fact the kind of attorney I suspect that he is, I have no doubt he rehired his ex-Con employee.

Hello,
I am being harrassed by Mr. Hecker. He has never sent me a letter just called me. Well the people that call say they work for him. He use to call my house but he no longer does that he calls my husband at work telling him that he is going to go to jail. I have no problem paying this if I owe it. Well my husband talked to them a couple of weeks ago and they said they would settle for $800.00 alot of money but still have never seen anything in writing from them. Someone called my husband at work today "Steve Petersn" saying that Laurence Hecker gave him the case to federally proscute...Well now my husband is freaking out. He gave me the number and the guys name. I called this number and it is the same place that I have called Mr. Heckers office at and spoke to a Mr. Pride. They asked me who I was when I told them that I wanted to find out how much money I owe them and a address I could send the money too they put me on hold and they never got back on the phone. I looked Mr. Hecker up on the internet and found more then one address for him 650 College Rd East ste 1800 Princeton NJ and 109 Division St Tom Rivers NJ. I have told them to send me a copy of the bill and I will mail them a cashiers check. They will not do it they insist I give them a check or credit card over the phone which I will not do. When i refuse to do this they tell my husband they are going to press charges against him. Does anyone know anything about this guy, his business???
Thanks

Lawyers whose main business is collecting debts are considered collectors, subject to FDCPA,

Beth....first off, just breath. They are not going to put your husband in jail, we do not have debtors prison in this country. This CA is trying very hard to take advantage of your ignorance of the laws, and unless he identifies himself as part of the law enforcement community he cannot under any circumstances send someone to jail, and even then it always requires a trial.

There are many people on these forums who know a great deal more than I do about credit matters, but the first thing you should do is no longer speak with an CA on the phone except to say "I am sorry but it is inconvenient for me to deal with you on the phone and I will wait on your letter 5 days from now, my address is such and such, good bye". Do not ask for any information, deny anything, promise anything, nothing!

Then you need to start reading up on the newbies section pronto. They (the collection agencies) have to send you a dunning letter, you are allowed to request a validation letter (proof that you owe the money). There are many things they cannot do, and you can tell them in a letter not to talk to you on the phone at all, only by mail. But you must read to learn your rights....and you have lots of them!

Good Luck!

Newbie are you in NJ? Hecker's office is to be avoided. They are scum. IF you are in a one party state (NJ) is, that means you can tape the calls w/o notifying the other party. NOBODY is going to jail. It is illegal for them to tell you that. It is illegal for them to tell you there is a lawsuit pending when they have no intention of filing one.

STAY OFF THE PHONE. The reason they continue to call is that you answer and TALK TO THEM.

Please consider starting a new thread and tell us about the alleged debt. We need to know:
you state and if debt acquired in different state...
how old is this alleged debt? YEAR/MONTH
what have you told them...did you admit anything?

The addys you found are inaccurate. I know EXACTLY where Hecker's office is. It's in Washington Township, NJ. That's how sleazy they are. They don't even give you contact info.

Start a new thread and we'll help you out. Put Hecker's name in the Title of your thread so we can better find it.

Do NOT pay them.