Did a BK7 on 4/2001 and reaffirmed with Mitsubishi.Never was late on payments before or after BK. I have a balloon payment coming due in about 4 months.Are they going to give me a hard time about refinancing the balance when due?

My EQ fico is 640 right now.but should be better by then.

Mitsubishi is probably the worlds worst lender when it comes to stable parameters.

Just depends what mood they are in on any particular given day.

If you have a balloon loan, you should call their customer service department, MMCA usually gives a Loyalty coupon to most of their customers and offer some kind of approval for current longstanding customers.

If memory serves correctly you should be getting the coupon somewhere around the 3-4 month mark of termination.

Thanks..MarvBear....For your input and the great job that you do here....