Hello,
I am considering using a cccs, but I need to know something....my daughter is in her 4th year of college. We need to obtain a plus student loan for our share of her cost of attending school. My understanding is that while I am in repayment I can't obtain credit.....does this mean that if I get a dmp that I will not be able to apply for a student loan for my daughter?

Thanks!

Not necessarily. PLUS loans require "good" credit, but not excellent credit. You may wish to contact a lender and ask-

The credit counselor may recommend that you don't open new credit, but it's just that- a recommendation.
Your creditors won't toss you off the plan or anything like that.


If you are denied a PLUS loan, the borrowing limits for GSL's increase for your daughter, that may be another option.

If you are denied a PLUS loan, the borrowing limits for GSL's increase for your daughter, that may be another option.
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Well aside from the GSL, what could be her other options?...

Does she qualify for any grants, scholarships or private student loans?