Credit Application:
Your Age 31
Your Equifax Credit Score? 743
Your Experian Credit Score? 741
Your TransUnion Credit Score? 662
How many years have you been on file with Equifax? 12
How many years have you been on file with Experian? 12
How many years have you been on file with TransUnion? 12
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? No
Will this open auto loan be a trade-in? No keeping old betsy
How many late pays within the last 12 months on the currently open loan? none
How many late pays within the last 13-24 months on the currently open loan? none
Your current open auto loan is financed with? none
Your current open auto loan payment is? none
Estimated amount you may be upside down in this vehicle? none
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) none
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 12 most are socked drawed away
Total percentage utilized overall? 4%
How many of your revolving accounts are store cards? 3
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 9
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0
YOUR PERSONAL INFORMATION
How long at your current residence? 5
Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent
Your Monthly Rent or Mortgage payment? $400
How long have you held your current job? 1yr
Your total provable monthly gross income is? $3250
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) paycheck
Is there additional monthly income? What amount monthly? 0
Describe the source. 0
Is the additional monthly income provable? 0
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $1000 the most
Does any credit repository contain any Public Record? no
If yes, please very briefly describe.
Does any credit repository contain any Collection Account(s) no 2 absolete chargeoff from 6yrs cra refuse to delete, 2 ex, 1 tu
If yes, please very briefly describe.
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 9
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 9
Honestly holding hope for a 2010 taurus or a toyota venza but worrying about the prices
btw, I've frozen my EX and TU reports, will for no reason melt TU but EX I can do. I'm in NY if that makes any difference