Thanks in Advanced...
Credit Application:
Your Age? 38
Your Equifax Credit Score? 720
Your Experian Credit Score? 735
Your TransUnion Credit Score? 726
How many years have you been on file with Equifax? 18
How many years have you been on file with Experian? 18
How many years have you been on file with TransUnion? 18
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? Yes
Will this open auto loan be a trade-in? No
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 0
Your current open auto loan is financed with? Credit Union
Your current open auto loan payment is? 509
Estimated amount you may be upside down in this vehicle? 0
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 5
Total percentage utilized overall? 22
How many of your revolving accounts are store cards? 2
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0
YOUR PERSONAL INFORMATION
How long at your current residence? 4
Do you Rent or have a Mortgage, or Live w/Relative or Other? Mortgage
Your Monthly Rent or Mortgage payment? 1920
How long have you held your current job? 11
Your total provable monthly gross income is? 6400
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) Yes- computerized stub
Is there additional monthly income? What amount monthly?
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 0
Does any credit repository contain any Public Record? No
If yes, please very briefly describe.
Does any credit repository contain any Collection Account(s)? No
If yes, please very briefly describe.
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 9
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 9
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10
New or Used vehicle you are considering: Please very briefly describe.
Used Lexus 350 (31,000)
Car will be used for wife. This will be the 2nd car financed. I will not be trading in car.