Credit Application:
Your Age? 26
Your Equifax Credit Score? 565
Your Experian Credit Score? 587
Your TransUnion Credit Score? 584
How many years have you been on file with Equifax? 8
How many years have you been on file with Experian? 8
How many years have you been on file with TransUnion? 8
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? yes
Will this open auto loan be a trade-in? yes
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 1
Your current open auto loan is financed with? the southern federal credit union
Your current open auto loan payment is? 395.64
Estimated amount you may be upside down in this vehicle? 1000
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 9
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 6
Total percentage utilized overall? 0
How many of your revolving accounts are store cards? 3
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 0
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 3
YOUR PERSONAL INFORMATION
How long at your current residence? 9 yrs
Do you Rent or have a Mortgage, or Live w/Relative or Other? live with relative
Your Monthly Rent or Mortgage payment? 300
How long have you held your current job? 3 months
Your total provable monthly gross income is? 2600
Your provable monthly gross income is provable via what method? computerized paycheck stub
Is there additional monthly income? What amount monthly? 333 child support
Describe the source. child support
Is the additional monthly income provable? yes
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? $1500
Does any credit repository contain any Public Record? no
If yes, please very briefly describe.
Does any credit repository contain any Collection Account(s)?
If yes, please very briefly describe. 3.
1. Citi bank/DFS charge off opened 2/2005 last payment 11/2006 $ 2591
2. HHLD Bank/ Compusa sent to Asset opened 5/2003 lastpayment 1/2007 $1942
3. $500 medical from 2/2008 they will not PFD
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 4
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 4
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8
New or Used vehicle you are considering: Please very briefly describe. Used 2007 Honda Accord LX or 2007 Nissan Altima $13,000 total cost.