does Marv do approvals? sorry a newbie here.
I am applying with BMW Financial Services and my husband and I are going through a divorce.
I haven't heard if I have been approved but this is the background:
myFICO score for equifax score shows 546 due to a Discover Card showing on my report with a balance of $5,816.00 which is not mine or in my name and have disputed. Have letter from discover acknowledging this is not mine but Equifax still shows it. 4 medical collections on my account that I have paid in full and wasnt aware of (soon to be ex-husband's- ex wife put me down as financial obligor even though I didn't carry the insurance on my step-daughter nor my signature, but out of good faith just paid it because it was effecting my score. Equifax has yet to update this as well to show this information and 2 credit cards that are mine 1 at $204 with a $250 limit and the other with a $0 balance and $300 limit but Equifax has not updated to reflect the current balance of $0.
Soon to be ex-husband has paid our GMAC car loan late 8 times 30 days in the past 18 months....................
Have letter from courts showing he is to pay this. waiting for him to refinance.
No mortgage payments or lates.
What are my odds? Was going ot assume someone's BMW lease?
I make Gross about $155K a year?