Please post your automotive approvals in this thread using the below format. Provide as much of the information as you reliably know.

This is just for approvals, please keep extraneous comments related to any approval you see out of this thread. If you have a question or comment, please start a new topic in the main automotive forum for responses.

APPROVING BANK
BUREAU PULLED
CREDIT SCORE
CUSTOMER STATE OF RESIDENCE
NEW/USED
YEAR OF VEHICLE
MILEAGE
RETAIL/LEASE
AMOUNT OF LOAN
ADVANCE PERCENTAGE
TERM CONTRACTED
APR/LEASE RATE
MONTHLY PAYMENT
MISCELLANEOUS COMMENTARY:

APPROVING BANK GMAC
BUREAU PULLED Experian
CREDIT SCORE 740
CUSTOMER STATE OF RESIDENCE Florida
NEW/USED Used
YEAR OF VEHICLE 2005
MILEAGE 93611
RETAIL/LEASE Retail
AMOUNT OF LOAN 14564.17
ADVANCE PERCENTAGE 191%
TERM CONTRACTED 72
APR/LEASE RATE 8.65
MONTHLY PAYMENT 260.00
MISCELLANEOUS COMMENTARY: very old credit file. 81% available utilization. Mortgage accounts all PIF.

APPROVING BANK GMAC
BUREAU PULLED Experian
CREDIT SCORE 731
CUSTOMER STATE OF RESIDENCE Florida
NEW/USED New
YEAR OF VEHICLE 2007
MILEAGE 326
RETAIL/LEASE Retail
AMOUNT OF LOAN 28738.80
ADVANCE PERCENTAGE 73%
TERM CONTRACTED 72
APR/LEASE RATE 8.85
MONTHLY PAYMENT 517.77
MISCELLANEOUS COMMENTARY: PREVIOUS BK CH 7 FROM 2003 REPORTING DISCHARGED. 97% REVOLVING AVAILABLE. SELF EMPLOYED. GOOD MORTGAGE HISTORY AND GOOD PREVIOUS CAR CREDIT HISTORY. LONGEVITY IN RESIDENCE AND SELF EMPLOYED FOR 25 YEARS.

APPROVING BANK Capital One
BUREAU PULLED All three
CREDIT SCORE TU 526, EQ 583, EX 567
CUSTOMER STATE OF RESIDENCE Virginia
NEW/USED Used
YEAR OF VEHICLE 2004
MILEAGE 27200
RETAIL/LEASE Retail
AMOUNT OF LOAN $12,000
ADVANCE PERCENTAGE Not sure what this is, Marv. Can you explain?
TERM CONTRACTED 72 months - I think this was because CapOne limited how high a percentage of my income my payment could be, and my income is low. This is just a theory, though. The finance guy never asked me what term I wanted.
APR/LEASE RATE 21.99%
MONTHLY PAYMENT $303
MISCELLANEOUS COMMENTARY: BK7 Discharged two days before car purchase. Have one credit card in good standing with Cap One (only had it a few months). Have previous history with CapOne also - all accounts PIF. CapOne was not IIB.

APPROVING BANK BMW FINANCIAL SERVICES
BUREAU PULLED EQUIFAX (soft of TU+EX)
CREDIT SCORE 677
CUSTOMER STATE OF RESIDENCE DE
NEW/USED USED CPO
YEAR OF VEHICLE 2005
MILEAGE 43297
RETAIL/LEASE RETAIL
AMOUNT OF LOAN 48568
ADVANCE PERCENTAGE """Please Fill in MARV
TERM CONTRACTED 60
APR/LEASE RATE 2.9%
MONTHLY PAYMENT 846
MISCELLANEOUS COMMENTARY: Auto Loan history is perfect (4 prev loans). Highest prev loan was 30000. 3 Judgments (2pd,1unpd). Lots of collections on other reports but only 1 on this one. I was pleasantly surprised.

APPROVING BANK Citifinancial
BUREAU PULLED Equifax
CREDIT SCORE 601
CUSTOMER STATE OF RESIDENCE Florida
NEW/USED New
YEAR OF VEHICLE 2008
MILEAGE 4
RETAIL/LEASE Retail
AMOUNT OF LOAN $17976.94
ADVANCE PERCENTAGE 105%
TERM CONTRACTED 72
APR/LEASE RATE 12.99
MONTHLY PAYMENT $360.77
MISCELLANEOUS COMMENTARY: Previous BK back in 2002, many charged off credit cards since BK. Two very short term PIF auto loans on file for less than 2 years.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 0
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 46319
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $13555.51
ADVANCE PERCENTAGE 107%
TERM CONTRACTED 60
APR/LEASE RATE 13.15%
MONTHLY PAYMENT 311.14
MISCELLANEOUS COMMENTARY: ONLY ONE PREVIOUS WELL PAID OUT AUTO LOAN THAT IS ABOUT TO FALL OFF THE BUREAU.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 793
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 34410
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $15142.65
ADVANCE PERCENTAGE 118%
TERM CONTRACTED 72
APR/LEASE RATE 8.55%
MONTHLY PAYMENT $269.58
MISCELLANEOUS COMMENTARY: ONE OPEN AUTO LOAN NOT BEING TRADED. CAR WAS RECENTLY TOTALED AND CUSTOMER HAD GAP INSURANCE, WAS NOT STIPPED FOR PROOF OF TRADE OR PROOF OF GAP PAYOFF. SYSTEM AUTO GENERATED APPROVAL.

APPROVING BANK CITIFINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 531
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2006
MILEAGE 11726
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $15885.86
ADVANCE PERCENTAGE 135%
TERM CONTRACTED 72
APR/LEASE RATE 18.77%
MONTHLY PAYMENT $372.11
MISCELLANEOUS COMMENTARY: PREVIOUS HIGH CREDIT WAS $4063, WHICH WAS AN AUTO THAT WAS REPOSSESSED. ONLY POSITIVE CREDIT CONSUMER HAS IS MULTIPLE SMALL LIMIT CREDIT CARDS. 10 YEAR JOB.

APPROVING BANK CITIFINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 587
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 18946
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $16420.65
ADVANCE PERCENTAGE 130%
TERM CONTRACTED 72
APR/LEASE RATE 17.50%
MONTHLY PAYMENT $372.55
MISCELLANEOUS COMMENTARY: PREVIOUS TERTIARY CUSTOMER, TRADING IN TERTIARY LOAN WITH 18 MONTHS OF GOOD PAYMENT HISTORY. 2+ YEAR JOB TIME. 10 YEAR RESIDENTIAL HISTORY IN SAME ADDRESS.

APPROVING BANK WACHOVIA
BUREAU PULLED EQUIFAX
CREDIT SCORE 623
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 2384
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $12498
ADVANCE PERCENTAGE %
TERM CONTRACTED 60
APR/LEASE RATE 17.28%
MONTHLY PAYMENT $278.21
MISCELLANEOUS COMMENTARY: FIRST AUTO PURCHASE ACCORDING TO EQUIFAX - PREVIOUS AUTO LOAN D/C THRU BK7 THEN DELETED OFF THROUGH DISPUTES ALONG WITH BK RECORD (YAY!) FIRST TIME EVER WITH A PRIME LENDER - YAY!!

OK, I finally have all the blanks filled in....

APPROVING BANK Wachovia
BUREAU PULLED Equifax
CREDIT SCORE TU - 608, EQ - 636, EX - 665
CUSTOMER STATE OF RESIDENCE Washington
NEW/USED Used
YEAR OF VEHICLE 2005 Explorer XLT
MILEAGE 65,000
RETAIL/LEASE Retail
AMOUNT OF LOAN 14800
ADVANCE PERCENTAGE 80%
TERM CONTRACTED 72
APR/LEASE RATE 8.4%
MONTHLY PAYMENT $265
MISCELLANEOUS COMMENTARY: This was with $1500 down which basically covered tax, Title, etc. Chap 7 discharged 5/2007. Gross income $6500/month, CC utilization 52% of $3800, only other debt is $338/month student loan.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 733
CUSTOMER STATE OF RESIDENCE FL
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 33144
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $28547.99
ADVANCE PERCENTAGE 132%
TERM CONTRACTED 72
APR/LEASE RATE 9.74%
MONTHLY PAYMENT 528.73
MISCELLANEOUS COMMENTARY: ONE YEAR OLD CHAPTER 7 BK ON FILE. KEPT VEHICLE THRU BK AND PAID FINE. PREVIOUS AUTO CREDIT PERFECT.

Hello all...

APPROVING BANK Safe Credit Union
BUREAU PULLED Experian
CREDIT SCORE 698
CUSTOMER STATE OF RESIDENCE California
NEW/USED Used
YEAR OF VEHICLE 2007
MILEAGE 7500
RETAIL/LEASE Retail
AMOUNT OF LOAN 27315
ADVANCE PERCENTAGE ???
TERM CONTRACTED 72 months
APR/LEASE RATE 6.9%
MONTHLY PAYMENT $471
MISCELLANEOUS COMMENTARY: This credit union rocks and I can refinance if I choose down the road.

APPROVING BANK: ford motor credit
BUREAU PULLED: equifax
CREDIT SCORE: 606
CUSTOMER STATE OF RESIDENCE: sc
NEW/USED: new
YEAR OF VEHICLE: 2007
MILEAGE:23
RETAIL/LEASE: retail
AMOUNT OF LOAN: 27659.00
ADVANCE PERCENTAGE:
TERM CONTRACTED: 60 months
APR/LEASE RATE: 15
MONTHLY PAYMENT: 673.00
MISCELLANEOUS COMMENTARY: Had problem getting a loan due to some identity theft problems, so having a main stream creditor, is good enough, rate is bad, but in such, I got a loan. FMCC Tier 4 approval.

APPROVING BANK Wachovia
BUREAU PULLED Equifax
CREDIT SCORE 519
CUSTOMER STATE OF RESIDENCE FL
NEW/USED New
YEAR OF VEHICLE 2008
MILEAGE 74
RETAIL/LEASE Retail
AMOUNT OF LOAN $18730.40
ADVANCE PERCENTAGE 89%
TERM CONTRACTED 72
APR/LEASE RATE 15.25%
MONTHLY PAYMENT $398.60
MISCELLANEOUS COMMENTARY: Just discharge CH 7 BK. No re-establishment since BK.

APPROVING BANK: BECU
BUREAU PULLED: Equifax
CREDIT SCORE: 763
CUSTOMER STATE OF RESIDENCE: OR
NEW/USED: Used
YEAR OF VEHICLE: 2007
MILEAGE: 29,462
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 12,400
ADVANCE PERCENTAGE:
TERM CONTRACTED: 60 months
APR/LEASE RATE: 5.49%
MONTHLY PAYMENT: $243
MISCELLANEOUS COMMENTARY:

St. Louis Area, MO

APPROVING BANK: "Triad" Financing
BUREAU PULLED: Exp
CREDIT SCORE: 590
CUSTOMER STATE OF RESIDENCE: MO
NEW/USED: USED
YEAR OF VEHICLE: 2005 Escape Hybrid
MILEAGE: 44,000
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 16,000
ADVANCE PERCENTAGE: Don't know?
TERM CONTRACTED: 72 months
APR/LEASE RATE: 13.7%
MONTHLY PAYMENT: 330
MISCELLANEOUS COMMENTARY: BK7 Was just discharged 12/24. Had to put $1000 down. Vehicle blue books at 22K... salespeople didn't know it was a Hybrid! (It had just been traded in.. they hadn't even done their inspections yet when they told us the price).

APR kind of sucks, but happy to purchase it so close to our BK7. Our Insurance company (State Farm) told us to go to them after 12 months of good payments, and they'll be able to re-fi it for half the rate.

APPROVING BANK: JP Morgan/Chase Bank
BUREAU PULLED: TU & EQ
CREDIT SCORE: 703, 665 respectively
CUSTOMER STATE OF RESIDENCE: Arizona
NEW/USED: New
YEAR OF VEHICLE:2008
MILEAGE: 67
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $34,373
ADVANCE PERCENTAGE: ?
TERM CONTRACTED: 75 mo
APR/LEASE RATE: APR 7.89%
MONTHLY PAYMENT: $584
MISCELLANEOUS COMMENTARY: Original contract w/ dealer was $0 cash down ($1500 trade-in), 8.9% APR for 84 months (ouch!), payments of $592. The above is the final deal.. another $1000 down, lower APR, 1 year cut off the loan and slightly lower paments. I had a discharged BK7 from 12/2002 on my CR's, no baddies since. Only started rebuilding in Fall of 2006 after finding CB.

APPROVING BANK FLAMINGO FINANCE
BUREAU PULLED EQUIFAX
CREDIT SCORE 410
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 14207
RETAIL/LEASE RETAIL
AMOUNT OF LOAN 11403.16
ADVANCE PERCENTAGE 68%
TERM CONTRACTED 44
APR/LEASE RATE 19.31%
MONTHLY PAYMENT 364.22
MISCELLANEOUS COMMENTARY: ONE OF THE WEAKEST CREDIT FILES I HAVE EVER SEEN. MULTIPLE REPOS, MULTIPLE CHARGEOFFS.

APPROVING BANK CITIFINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 585
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 41024
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $15093.48
ADVANCE PERCENTAGE 141%
TERM CONTRACTED 72
APR/LEASE RATE 16.99
MONTHLY PAYMENT 338.03
MISCELLANEOUS COMMENTARY: THIN CREDIT FILE. MULTIPLE CHARGEOFFS AND LATE PAYS. GOOD PRIOR CAR CREDIT

APPROVING BANK SUNCOAST SCHOOLS FEDERAL CREDIT UNION
BUREAU PULLED EQUIFAX
CREDIT SCORE 782
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 9400
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $33379.49
ADVANCE PERCENTAGE 92%
TERM CONTRACTED 60
APR/LEASE RATE 5.25%
MONTHLY PAYMENT $633.92
MISCELLANEOUS COMMENTARY: LONG LONG CREDIT FILE & SPOTLESS IMPECCABLE CREDIT FILE. SUNCOAST SCHOOLS USES A NON AUTO ENHANCED FICO SCORE

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 609
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2005
MILEAGE 24865
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $9987.19
ADVANCE PERCENTAGE 126%
TERM CONTRACTED 48
APR/LEASE RATE 13.49%
MONTHLY PAYMENT 271.36
MISCELLANEOUS COMMENTARY: SCORE IS LOW SIMPLY BECAUSE OF CREDIT CARD UTILIZATION. ALL CREDIT ON FILE IS ABSOLUTELY PERFECT. CUSTOMER IS OVERBURDENED WITH DEBT. THIS IS CAR LOAN NUMBER 3.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 609
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED NEW
YEAR OF VEHICLE 2007
MILEAGE 187
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $25007.78
ADVANCE PERCENTAGE 59%
TERM CONTRACTED 72
APR/LEASE RATE 7.49%
MONTHLY PAYMENT $433.59
MISCELLANEOUS COMMENTARY: CUSTOMER BROUGHT IN DRAFT FROM SUNCOAST SCHOOLS FEDERAL CREDIT UNION. I WAS ABLE TO BEAT THE SUNCOAST SCHOOLS FEDERAL CREDIT UNION RATE BY MORE THAN 2 POINTS.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 803
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED NEW
YEAR OF VEHICLE 2008
MILEAGE 72
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $17846.98
ADVANCE PERCENTAGE 104%
TERM CONTRACTED 72
APR/LEASE RATE 6.64%
MONTHLY PAYMENT $301.30
MISCELLANEOUS COMMENTARY: VERY OLD CREDIT FILE WITH SPOTLESS CREDIT.

APPROVING BANK CITIFINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 580
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2005
MILEAGE 8941
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $23255.46
ADVANCE PERCENTAGE 120%
TERM CONTRACTED 72
APR/LEASE RATE 22.25%
MONTHLY PAYMENT $593.15
MISCELLANEOUS COMMENTARY: JUST DISCHARGED BK. TOOK ABSOLUTELY EVERYONE DOWN WITH THE SOLE EXCEPTION OF CITI. TWO FORECLOSED HOUSES. GOOD JOB TIME THOUGH.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 792
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED NEW
YEAR OF VEHICLE 2008
MILEAGE 35
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $18784.65
ADVANCE PERCENTAGE 84%
TERM CONTRACTED 72
APR/LEASE RATE 7.64%
MONTHLY PAYMENT $327.08
MISCELLANEOUS COMMENTARY: 77% REVOLVING AVAILABLE. BEEN IN FILE SINCE 1978. 42 SATISFACTORY ACCOUNTS. 11 PAID OUT ACCOUNTS. ONLY ONE INQUIRY DURING LAST 6 MONTHS. NO DELINQUENCIES ON FILE.

APPROVING BANK EASTERN BANK
BUREAU PULLED EXPERIAN
CREDIT SCORE 734
CUSTOMER STATE OF RESIDENCE MASSACHUSETTS
NEW/USED USED CAMRY XLE
YEAR OF VEHICLE 2005
MILEAGE 12081
RETAIL/LEASE RETAIL RETAIL
AMOUNT OF LOAN $19000
ADVANCE PERCENTAGE
TERM CONTRACTED 60
APR/LEASE RATE 6.9%
MONTHLY PAYMENT $375
MISCELLANEOUS COMMENTARY: BK7 DISCHARGED 2/06, 8 YEARS EMPLOYMENT WITH SAME COMPANY, EXPERIAN FICO 696 BUT AUTO ENHANCED WAS 734, FINANCED BY DEALER

APPROVING BANK HONDA FINANCIAL]
BUREAU PULLED EQ - TU -EX
CUSTOMER STATE OF RESIDENCE VIRGINIA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 8200
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $22,500
ADVANCE PERCENTAGE 100%
TERM CONTRACTED 66
APR/LEASE RATE 7.36%
MONTHLY PAYMENT $403
MISCELLANEOUS COMMENTARY: ACCORD EX-L V-6

I was also approved through Capitol One (11.45%) AND NAVY FEDERAL (9.25%).The Honda F & I rep stated that if you have new TL, Honda will usually approve you.

Cards that I've been approved for:

NAVY FED. PLATINUM $10,000
NAVY FED. NAVCHECK $8,000
JARED $800.00
JB ROBINSON $800.00
KAY $800.00
HOOTERS $500.00
TARGET $200
HONDA $22,500

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 634
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 22623
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $12061.90
ADVANCE PERCENTAGE 126%
TERM CONTRACTED 66
APR/LEASE RATE 11.64%
MONTHLY PAYMENT $249.49
MISCELLANEOUS COMMENTARY: DECENT CREDIT FILE, GOOD AUTO PAY HISTORY, ONLY PROBLEM CONSUMER AT 172% DTI. TOUGH COOKIE TO GET DONE.

from our member Major Payne:

APPROVING BANK Cap one
BUREAU PULLED Equifax
CREDIT SCORE 480
CUSTOMER STATE OF RESIDENCE North Carolina
NEW/USED Used
YEAR OF VEHICLE 2006
MILEAGE 34000
RETAIL/LEASE Retail
AMOUNT OF LOAN 24150
ADVANCE PERCENTAGE
TERM CONTRACTED 72
APR/LEASE RATE 18%
MONTHLY PAYMENT 548
MISCELLANEOUS COMMENTARY: Bk7 discharged Nov 2007, Used FI with Nissan dealer.

APPROVING BANK : GMAC
BUREAU PULLED: Experian then EQUIFAX
CREDIT SCORE 580 Experian 610 Equifax
CUSTOMER STATE OF RESIDENCE New York
NEW/USED New
YEAR OF VEHICLE 2008
MILEAGE 10
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $29500
ADVANCE PERCENTAGE
TERM CONTRACTED 60

APR/LEASE RATE 2.9%
MONTHLY PAYMENT $520.00
MISCELLANEOUS COMMENTARY: Lots of car history in last 5 years,had 2 co-signed re-po's,1st pulled Experian which showed re-po's,ask to pull Equifax then approval at best rate.One of the best finance guys I have ever dealt with! He had pull with GMAC

APPROVING BANK CITIFINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 575
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2004
MILEAGE 53189
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $14392.24
ADVANCE PERCENTAGE 151%
TERM CONTRACTED 72
APR/LEASE RATE 17.99%
MONTHLY PAYMENT $330.60
MISCELLANEOUS COMMENTARY:VERY POOR PRIOR AUTO CREDIT. GOOD INCOME & JOB TIME HOWEVER.

APPROVING BANK Infiniti Financial
BUREAU PULLED EQUIFAX
CREDIT SCORE 708
CUSTOMER STATE OF RESIDENCE North Carolina
NEW/USED New
YEAR OF VEHICLE 2008
MILEAGE 25
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $32321.31
ADVANCE PERCENTAGE
TERM CONTRACTED 63
APR/LEASE RATE 2.9%
MONTHLY PAYMENT $569.01
MISCELLANEOUS COMMENTARY

APPROVING BANK CHRYSLER FINANCIAL
BUREAU PULLED EQUIFAX
CREDIT SCORE 834
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED NEW
YEAR OF VEHICLE 2008
MILEAGE 8
RETAIL/LEASE LEASE
AMOUNT OF LOAN $25694.50
ADVANCE PERCENTAGE 91%
TERM CONTRACTED 36
APR/LEASE RATE .00186
MONTHLY PAYMENT $428.11 INCLUDES SALES TAX
MISCELLANEOUS COMMENTARY: SYSTEM AUTO APPROVAL. PRIOR CHRYSLER FINANCIAL CUSTOMER, TURNING IN CURRENT LEASED VEHICLE AT END OF TERM

APPROVING BANK Capital One (Blank Check)
BUREAU PULLED: All 3
CREDIT SCORE: EQ 567 EX 572 TU 508
CUSTOMER STATE OF RESIDENCE: FL
NEW/USED: Used
YEAR OF VEHICLE: 2007
MILEAGE: 28k
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $13876
ADVANCE PERCENTAGE: 120%
TERM CONTRACTED: 72
APR/LEASE RATE: 16.45%
MONTHLY PAYMENT: 302.05
MISCELLANEOUS COMMENTARY: This car was for my sister and she had a BK in 2006 discharged. No positive tradelines since BK. Had a foreclosure included in BK but also showing a good mortgage as well. monthly income is right at 3k/mo

APPROVING BANK NAVY FEDERAL CREDIT UNION
BUREAU PULLED EQUIFAX
CREDIT SCORE 680 FICO
CUSTOMER STATE OF RESIDENCE CALIFORNIA
NEW/USED USED
YEAR OF VEHICLE 2005
MILEAGE 33000
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $18,966.30
ADVANCE PERCENTAGE
TERM CONTRACTED 60 MONTHS
APR/LEASE RATE 6.75%
MONTHLY PAYMENT $373
MISCELLANEOUS COMMENTARY: THIS WAS A USED AUTO REFINANCE. REFID AFTER 4 MONTHS INTO MY ORIGINAL AUTO LOAN. PREVIOUS APR WAS 11.39% CLEAN EQUIFAX REPORT.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 628
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2005
MILEAGE 58627
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $5997.55
ADVANCE PERCENTAGE 34%
TERM CONTRACTED 36
APR/LEASE RATE 7.29%
MONTHLY PAYMENT $186.54
MISCELLANEOUS COMMENTARY: 2 MINOR COLLECTION ACCOUNTS. PREVIOUS AUTO CREDIT STRONG. JOB & RESIDENCY STRONG.

APPROVING BANK ROADLOANS
BUREAU PULLED EQUIFAX
CREDIT SCORE 577
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 9917
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $19197.41
ADVANCE PERCENTAGE 118%
TERM CONTRACTED 72
APR/LEASE RATE 16.84%
MONTHLY PAYMENT $429.80
MISCELLANEOUS COMMENTARY: THE BULK OF THE CREDIT FILE WAS CHARGEOFFS AND FORECLOSURE. PAST DUE CHILD SUPPORT AND ONE REPO.

APPROVING BANK Honda Motorcycle
BUREAU PULLED EXPERIAN
CREDIT SCORE 606
CUSTOMER STATE OF RESIDENCE Texas
NEW/USED Used
YEAR OF VEHICLE 2006
MILEAGE 1200
RETAIL/LEASE Retail
AMOUNT OF LOAN $12100.00
ADVANCE PERCENTAGE
TERM CONTRACTED 60
APR/LEASE RATE 15.9%
MONTHLY PAYMENT $295.00
MISCELLANEOUS COMMENTARY: I never thought I would be able to finance a bike. I did have to have 2K down though :-(

APPROVING BANK American Honda Motor Finance
BUREAU PULLED TU
CREDIT SCORE 705
CUSTOMER STATE OF RESIDENCE Connecticut
NEW/USED New
YEAR OF VEHICLE 2008
MILEAGE 26
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $38572
ADVANCE PERCENTAGE ?
TERM CONTRACTED 60
APR/LEASE RATE 4.5%
MONTHLY PAYMENT 719
MISCELLANEOUS COMMENTARY: 3.5 K down, Fully loaded RTL with about $7K of additional options.

Edited to change text color of answers

APPROVING BANK DRIVE FINANCIAL SERVICES
BUREAU PULLED EQUIFAX
CREDIT SCORE 472
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2007
MILEAGE 12954
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $18210.54
ADVANCE PERCENTAGE 107%
TERM CONTRACTED 72
APR/LEASE RATE 18.23%
MONTHLY PAYMENT $418.14
MISCELLANEOUS COMMENTARY: PREVIOUS REPO, CURRENTLY IN FORECLOSURE.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 576
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2006
MILEAGE 24060
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $14685.36
ADVANCE PERCENTAGE 109
TERM CONTRACTED 72
APR/LEASE RATE 13.54%
MONTHLY PAYMENT $298.99
MISCELLANEOUS COMMENTARY: CONSUMER CURRENTLY IN CONSUMER CREDIT COUNSELING.

APPROVING BANK GMAC
BUREAU PULLED EXPERIAN
CREDIT SCORE 534
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED NEW
YEAR OF VEHICLE 2008
MILEAGE 14
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $16991.84
ADVANCE PERCENTAGE 91%
TERM CONTRACTED 72
APR/LEASE RATE 11.99%
MONTHLY PAYMENT $324.79
MISCELLANEOUS COMMENTARY: PREVIOUS BK, ONE CURRENT OPEN AUTO LOAN NOT BEING TRADED, PREVIOUS EXPERIENCE WITH GMAC.

APPROVING BANK AMERICAN GENERAL FINANCE
BUREAU PULLED TRANSUNION
CREDIT SCORE 461
CUSTOMER STATE OF RESIDENCE FLORIDA
NEW/USED USED
YEAR OF VEHICLE 2003
MILEAGE 53329
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $7276.96
ADVANCE PERCENTAGE 135%
TERM CONTRACTED 42
APR/LEASE RATE 17.99%
MONTHLY PAYMENT $236.48
MISCELLANEOUS COMMENTARY:MULTIPLE MEDICAL COLLECTIONS. OPEN AUTO LOAN NOT BEING TRADED, SHORT JOB TIME, JUDGMENTS & PREVIOUS REPO.

APPROVING BANK :Justice Federal Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE: 652
CUSTOMER STATE OF RESIDENCE; FL
NEW/USED: New
YEAR OF VEHICLE: 2009
MILEAGE: 8
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $22,238
ADVANCE PERCENTAGE
TERM CONTRACTED: 60 months
APR/LEASE RATE: 6.25
MONTHLY PAYMENT: 432
MISCELLANEOUS COMMENTARY: JFCU rocks!!

Mine's a little late, but here it is:

APPROVING BANK: US Bank
BUREAU PULLED: Transunion
CREDIT SCORE: 725
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2006
MILEAGE: 23515
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $26695
ADVANCE PERCENTAGE: 108%
TERM CONTRACTED: 72 months
APR/LEASE RATE: 5.85%
MONTHLY PAYMENT: 442
MISCELLANEOUS COMMENTARY: Initially pulled EX, called and had them pull TU. Instant approval Tier 0 5.85% buy rate.

APPROVING BANK Captial One, through Lending Tree
BUREAU PULLED Not sure
CREDIT SCORE TU 604, EQ 669, EX 673
CUSTOMER STATE OF RESIDENCE Louisiana
NEW/USED new
YEAR OF VEHICLE 2008
MILEAGE 35
RETAIL/LEASE retail
AMOUNT OF LOAN 46,655
ADVANCE PERCENTAGE ?
TERM CONTRACTED 60 months
APR/LEASE RATE 6.49%
MONTHLY PAYMENT 915.77
MISCELLANEOUS COMMENTARY: Also was approved through dealer with Cap One at 14%. Was denied by just about everybody else, including Penfed credit union. Chapter 7 discharged 7/2004.

APPROVING BANK CHRISTIAN COMMUNITY CREDIT UNION
BUREAU PULLED EXPERIAN
CREDIT SCORE 674
CUSTOMER STATE OF RESIDENCE CALIFORNIA
NEW/USED USED
YEAR OF VEHICLE 2005
MILEAGE 16,500
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $17,055.00
ADVANCE PERCENTAGE 100%
TERM CONTRACTED 60
APR/LEASE RATE 6.0%
MONTHLY PAYMENT $328.77
MISCELLANEOUS COMMENTARY:TIER B, 0.25% DISCOUNT FOR NEW MEMBER, 0.25% DISCOUNT FOR OPENING CHECKING ACCOUNT (AUTO-PAY)

APPROVING BANK Navy Federal Credit Union
BUREAU PULLED EQUIFAX
CREDIT SCORE 644
CUSTOMER STATE OF RESIDENCE Virginia
NEW/USED USED NEW
YEAR OF VEHICLE 2008
MILEAGE 0-99miles
RETAIL/LEASE RETAIL
AMOUNT OF LOAN $25,000
ADVANCE PERCENTAGE 100%
TERM CONTRACTED 60
APR/LEASE RATE 8.75%
MONTHLY PAYMENT $500-525
MISCELLANEOUS COMMENTARY: Used to buy a new Volvo S40 T5, through the Volvo military sales program, had been denied instantly while I had a fraud alert on file, as soon as that fell off, got approved twice in a week. Thanks for the help Marv.