Marv you are the fount of all knowledge!!!! My car broke down Wednesday. I start reading in the auto forum on Friday. By reading I was able to check some good auto resources and A dealer websites. Well today I went to the Nissa dealership. I told them I only wanted them to run NMAC for the the 4.9%. I asked up front what do you need to qualify for the at rate. The sales manager said 720.

I only had about 690 or so. He said he could probably work with that.
They came back and said yes!!

I also go the two $500 rebates which I thought I would have to give up in order to get 4.9.
I would have missed out on that without at least trying at the dealership.
THANKYOUTHANKYOUTHANKYOUTHANKYOUTHANKYOU...............infinity