They called me to refinance my loan!!!! WooooHOooooooo

We'll see what they give me for terms....

hope you get good news!

Thanks, me too. They called to verify my student loans were in deferment, I should be hearing something soon.

It's strange that they called me. I called them a month ago to see if I could refinance my loan and they told me they only do it in states they have B&M. i dunno, maybe I'm special.

We refinanced with Wells Fargo a few months back and everything went smoothly. Good luck to you:)

Yeah, that didn't work out. Apparently they think my car is worth 5K less than I owe on it. Oh well.... I'll keep paying 15.5% interest for a bit more.....

Wells Fargo uses NADA Trade to evaluate the worth of a vehicle in my area.

They did in my area too, but KBB values it about 2K higher than NADA.
Oh well.

Try to refinance with HSBC. I went from a 15.9% APR to a 9.9%. It literally cut a whole year off my payments without changing the payment amount. Good luck.