Your Age: 21
Your Equifax Credit Score: 705 FICO
Your Experian Credit Score: 720 FICO
Your TransUnion Credit Score: 714 FICO
How long have you been on file with the CRA?s? 3 years
Previous Automotive Credit History: No
Do you have an open auto loan? No
Will this loan be a trade-in? No
Number of late pays within the last 12 months on the currently open loan? 0
Number of late pays within the last 13-24 months on the currently open loan? 0
Current open auto loan is financed with? n/a
Current open auto loan payment is? n/a
Estimated amount you may be upside down in this vehicle? n/a
Rate your payment history on this open auto loan from 1-10 (10=BEST) n/a
Revolving Credit History:
Total number of revolving accounts? 5
Total percent utilization overall? 5%
Your Information:
How long at residence? 1 year
Rent/Homeowner/Live with relative? Rent / in process of buying.
How long at current job? 1 years
Total Provable MONTHLY GROSS INCOME? $6000 (Business Sales Rep, t-mobile)
Provable via computerized paystub or what method? Computerized paycheck stubs
Your Downpayment in CASH: $20,000
Does any credit repository contain any Public Record? No
Is so, please describe.
Does any credit repository contain any Collection Account(s)? No
If so, please describe.
New or Used Vehicle you are considering; please describe: (either of these three)
Used 1998 Dodge viper GTS (30,000 miles good condition) est. $45,000
Used 2001 porsche 911 c2 coupe (30,000 miles good condition) est. $40,000
Used 2003 Hummer (30,000 miles good condition) est. $35,000
Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit: 7
Installment Credit History: 8
Revolving Credit History: 10
Do I have a chance at any of these cars? I bought my first car with cash so I'm worried I don't have enough history to be approved. I'm also concerned it will be tough to get approved for a used car, especially the dodge because I dont quite fit the profile their looking for. This app. is very serious I really would appreciate honest feedback. Thanks!