sassyd
Jun 28 2005, 10:39 AM
I was the "co applicant" for the car that my fiance and I purchased (he has much better credit than I do)...
Question... does/will this account be listed on my credit report???
If so, does the financing company do a hard pull for a co signer? i'm asking because I have the myFico score watch and I havent' had anything come up yet for new accounts, inquiries, etc.
MarvBear
Jun 28 2005, 10:49 AM
At the top of the contract, is YOUR name also listed along with the Buyer?
You should look at the top left hand portion of the contract. There will be a box labeled "Buyer (and Co-Buyer) Name and Address (including County and Zip Code)" or similar notations.
sassyd
Jun 28 2005, 11:05 AM
Yes, it does
MarvBear
Jun 28 2005, 11:08 AM
Who is the leinholder?
sassyd
Jun 28 2005, 02:08 PM
Leinholder?
We financed thru Honda Financial
Mayor
Jun 28 2005, 02:45 PM
Than yes it will report to your credit report.
sassyd
Jun 28 2005, 02:55 PM
That is fantastic... I need all the positive TL's I can get!
MarvBear
Jun 28 2005, 04:40 PM
Then if your leinholder is Honda Financial, I would surmise they would access at least one of your CRA files.
I would also anticipate that they report the loan in your name also with the correct ECOA code.
sassyd
Jun 28 2005, 04:54 PM
What is ECOA???
MarvBear
Jun 28 2005, 05:12 PM
marlin40
Sep 9 2005, 08:33 PM
This is a "lo-fi" version of our main content. To view the full version with more information, formatting and images, please
click here.