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  1. Sent PRE HIPAA MEDICAL DISPUTE LETTER TO CRA (4 replies)
  2. Purple letters, stationary, etc. (3 replies)
  3. Helping my Son (21 replies)
  4. Collections letter received on balance I am not responsible for per EOMB. (0 replies)
  5. Newbie help need gurus adivce (11 replies)
  6. Sending follow up dispute to experian...WhyChat? (0 replies)
  7. Frusterated with the system! (1 reply)
  8. Paid medical collections to CA, what's next? (13 replies)
  9. OK, we're gonna do this (3 replies)
  10. experian address? (0 replies)
  11. CA leaves misleading message on VM (11 replies)
  12. Medical Collections from 2005 (4 replies)
  13. I didn't use the HIPAA process... (0 replies)
  14. Received dunning and no reply (1 reply)
  15. No Pre-Cert now at CA (4 replies)
  16. WhyChat, quick ? on inital letter for HIPPA dispute... (2 replies)
  17. Should I start over? (12 replies)
  18. Had this posted in (0 replies)
  19. Are we screwed? (6 replies)
  20. WhyChat, need your advice (2 replies)
  21. Providers won't accept payment, want more per month (0 replies)
  22. IC SYSTEMS & EXPERIAN & MEDICAL CLAIM (3 replies)
  23. Paid Medical Collection (4 replies)
  24. CRA refuse to reinvestigate a dispute they have previously verified. It has since been pd to OC. Now what? (34 replies)
  25. Missed Dental Appointment (1 reply)
  26. Just starting w/ deletes... (2 replies)
  27. Question about Nevada Medical Collections (2 replies)
  28. Opt Out? (2 replies)
  29. Pre-Hippa disputes worked on EQ and EX now what? (2 replies)
  30. Ex Spouse and Medical Treatment of Child (0 replies)
  31. Confused :( (0 replies)
  32. Need Advice, Should I Pay My Medical Bills? (3 replies)
  33. Apex pfd?? (2 replies)
  34. Ah, I am so confused! (31 replies)
  35. Took my first steps... feeling good. (8 replies)
  36. Workmans Comp Question (2 replies)
  37. Collections in Hospital (1 reply)
  38. EQ acct #s and Pre HIPAA letter (1 reply)
  39. online credit reports (1 reply)
  40. New Medical Collections added with no notice (0 replies)
  41. hippa letter, insert? (5 replies)
  42. New medical collection reported today - next step? (1 reply)
  43. Just passing through... (6 replies)
  44. CA needs to verify identity? (3 replies)
  45. TransUnion - Pre-HIPPA (2 replies)
  46. Re-aged and Re-inserted (2 replies)
  47. Collection account (9 replies)
  48. CA sent validation with my DH's PHI! (6 replies)
  49. My Medical Collections Notices Being Sent To My Wife (9 replies)
  50. Weird situation with recent surgery (not billed yet) (4 replies)
  51. Dunning letter received (3 replies)
  52. next step after CRA letters (4 replies)
  53. Judgement Advice (13 replies)
  54. Why use personalized stationery when sending HIPAA letter? (0 replies)
  55. Help in Credit Repair (4 replies)
  56. OC throws the book at me in response to Why Chat's HIPAA letter (2 replies)
  57. Pre-Hippa to Equifax - and they said accounts not on report, when in fact they are! (3 replies)
  58. Need Help BAAAD (22 replies)
  59. I screwed up but didnt know if there is anything else to do. (0 replies)
  60. Is it REALLY worth DVing? Asking for advice... (3 replies)
  61. This Med Collection should come off - where do I start with the HIPAA (2 replies)
  62. New here! HIPAA help please? (1 reply)
  63. I'm confused about WhyChats site, I hope you're still here WhyChat. (3 replies)
  64. One hospital, many CA's and accounts (0 replies)
  65. Please help with this before it goes too far (1 reply)
  66. Need help with hippa process. (3 replies)
  67. Debt validation letter for medical bill? (2 replies)
  68. Help for my sister (5 replies)
  69. 1 overdue medical -60 points, need advice (2 replies)
  70. if the hospital is fined for a civil hipaa violation... (1 reply)
  71. Hospital violated hipaa, now on my credit report. What do I do? (3 replies)
  72. deleting addresses (5 replies)
  73. HIPAA and You (0 replies)
  74. Newbie in shock (1 reply)
  75. $107,000 Dollar Bill (3 replies)
  76. Need help to... (2 replies)
  77. Somewhat Upset but need help (15 replies)
  78. While in insurance Limbo...acct goes to collection :( (5 replies)
  79. Hippa Violation??? Disputed, but said had no records now they do??? (1 reply)
  80. New in Med forum, collection (2 replies)
  81. Ambulance bill (10 replies)
  82. Send HIPAA letter for EACH acct? (3 replies)
  83. 9 med collections, one agency- negotiate? (2 replies)
  84. Questions about the HIPAA process (9 replies)
  85. Collection/Late payment on credit card (0 replies)
  86. Where do I start? (7 replies)
  87. PMAB - Verified, NOT Validated (3 replies)
  88. I want to pay by CC but doctor does not accept cc, anything I can do (5 replies)
  89. help with hospital bill (3 replies)
  90. Letter from hospital on 1-2 year old accounts but (0 replies)
  91. 35 days from the date of this letter. (8 replies)
  92. Got a Bill from Medical Collection Agency (2 replies)
  93. No response from 1st HIPPA letter? (5 replies)
  94. To pay the OC or the CA? (32 replies)
  95. Paid collections - trying to remove (1 reply)
  96. Medical Bill Placed On Experian after After Certified Letter - Need guidance! (11 replies)
  97. starting the hippa process (1 reply)
  98. CA Sent Letter to Old Address; Account Now on Credit Report (0 replies)
  99. insert (a) question (6 replies)
  100. Same CA has multiple medical items, some very small, some very big! (4 replies)
  101. Medical Collections Question (2 replies)
  102. Disputing bills sent to a minor and combined (8 replies)
  103. BAH! Got a "2nd" notice from attorney...never received first one? (15 replies)
  104. AArrrgghhh (0 replies)
  105. New Collection Account Appeared on Report (25 replies)
  106. DV confusion (12 replies)
  107. what's next? Equifax won't respond! (28 replies)
  108. OC sold account to collections but is now garnishing my wages (7 replies)
  109. Being proactive just received collection letter (3 replies)
  110. medical collections and EX (9 replies)
  111. Printing in teal/purple on stationary paper question... (2 replies)
  112. Important question for WhyChat (3 replies)
  113. What's the best pay to delete letter to use? (2 replies)
  114. TU Response (3 replies)
  115. I sent a pay to delete..... (8 replies)
  116. SOL on medical bills? (3 replies)
  117. Holy Cow (9 replies)
  118. OUT OF HIPAA STEPS (22 replies)
  119. Optima Recovery Question (1 reply)
  120. Medical Bill Warning Before report to Collector (1 reply)
  121. Medical Collections (44 replies)
  122. Judgement (3 replies)
  123. Taking Action Now (0 replies)
  124. Beyond Goodwill? (13 replies)
  125. Hippa process CAll from OC privacy officer (2 replies)
  126. Will Hippa letter program work after a verification (0 replies)
  127. Is it up to them to know? (1 reply)
  128. A little advice , please!!! (14 replies)
  129. Where to begin??? (18 replies)
  130. Next step after CA responded (3 replies)
  131. OC Does Not Respond to Certified Letter (WhyChat's method) (13 replies)
  132. Summons Received (4 replies)
  133. Next HIPPA step (17 replies)
  134. Medical Bill (1 reply)
  135. Holy Pow...Batman!!! (1 reply)
  136. problem with CENTRL FINCL (3 replies)
  137. Help with Paid Medical Bill (3 replies)
  138. Newbe looking for direction (4 replies)
  139. Received 'Verification' From CA (1 reply)
  140. Paid Collection Need Help. (1 reply)
  141. OC won't accept payment. Now what? (11 replies)
  142. Medical Bills (8 replies)
  143. Medical Bill (0 replies)
  144. Need help with Medical Bill Collection (1 reply)
  145. What next? (2 replies)
  146. Tired-Frusterated-Beaten (92 replies)
  147. Reply from CA that they have "closed and returned" the account to hospital (4 replies)
  148. Noob first post HELP!!!*warning long post* (6 replies)
  149. How to avoid a mess (5 replies)
  150. Sent DV letter with disputes currently pending with cra (16 replies)
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